STEP 1: Road Map to Reconsideration
- What to expect with this Road Map
- What is Reconsideration?
- What If My Business is Making Money
- Reasons and Analysis of a Declination
- You are Part of the Process
- Prove Your Origin Story
- Your Website
- State Regulatory Requirements
- Good Standing with Regulator
- Should I Call My Local Politician
- SBA as a Federal Bureaucracy
- Is EIDL Forgiven?
- Prepare for SBA Problems
- Personal Guarantee & Collateral
- Basic Step-by-Step Reconsideration Process
- Reconsideration Outline
- Documents Checklist
- Definition of Documents
- Challenging Changes
- Email Address
- Bank Account
- Multiple Owners
- Multiple EIDL Applications Submitted
- Being Persistent with the Process
- Fundamentals of Filling Out Forms
- A Note About Titles
- Using a Smartphone
- Electronic & Ink Signatures
- Critical Document Review
- Bank Statements
- Voided Checks
- Photo Identification
- Tax Returns
- SBA Required Forms
- Affidavits & Letters
- Business Formation Documents
- Submitting Your Tax Return
- The SBA Loan Officer Call
- Record-Keeping Requirements
- Collateral and Personal Guarantee
STEP 2: Think Like a Loan Officer
STEP 3: Navigating the SBA Portal
STEP 4: Submitting Required SBA Forms – Line-by-Line Instructions with sample forms: Blank/Fillable and Phantom business examples.
BONUS Chapters
- How to Write a Credit Explanation Letter
- Sample Letters to Submit to SBA
- Navigating SBA EIDL Portal
- Revenue Planning and Projection Workbook
- Hazard Insurance Requirement
- Loan Agreement Requirements