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Often we’re chided and derided for our communications about the EIDL program and the SBA. We operate under the credo that we refuse to tell folks what they want to believe when it’s inaccurate or flat out delusional.ย 

We prefer to share the tough truths so people can better prepare and manage expectations for their business.

We built a substantial reputation for our expertise in this way of sharing the facts, including having media reporters request our insights, and even having a Client referred to us by their Congressional representative.

We assisted our Clients to obtain $70M in approved SBA COVID-19 EIDLs during the pandemic. With our free YouTube videos, we estimate small business owners used our expert knowledge to obtain another $30M in approved loans. As such, we’ve heard from many, MANY small business owners who thanked us for our free advice and how they used the expertise we shared to get their loans approved.

๐™‡๐™š๐™ฉ’๐™จ ๐™œ๐™š๐™ฉ ๐™ฉ๐™ค ๐™– ๐™๐™ค๐™ฉ ๐™‰๐™Š๐™‰-๐™๐™Š๐™‹๐™„๐˜พ.

We know there is constant talk about how Small Business Owners with COVID-19 EIDLs believe their loans should simply be “forgiven” and the debts discharged away from their responsibility.

We discuss this topic frequently on our YouTube video channel in our typical manner: with facts, not magical fantastical thinking.

Since the days of the pandemic we presented our viewpoint that ONLY Congress can modify the COVID-19 EIDL program. We expressed our expert opinion that it was unlikely these loans would ever be forgiven, but we presented a concept that would be helpful to Small Business Owners with these loans: Congress could modify the loans and lower the interest rate to make the monthly payments more affordable.

A few months back, we presented research in one of our guidebooks showing evidence that supports our contention that COVID-19 EIDLs would never be forgiven. ย We want to repeat a consistent theme we return to time and again when folks complain about the SBA and the EIDL program:ย 


SBA’s systemic dysfunctions are legendary and have a long history dating back long before the COVID-19 pandemic. ย Small Business Owners have too often faced substantial obstacles to receiving assistance from this federal agency.ย 

๐Œ๐š๐ง๐ฒ ๐Ÿ๐จ๐ฅ๐ค๐ฌ ๐œ๐š๐ฅ๐ฅ ๐ญ๐ก๐ž ๐’๐๐€ ๐š “๐๐ข๐ฌ๐š๐ฌ๐ญ๐ž๐ซ” ๐จ๐Ÿ ๐š ๐›๐ฎ๐ซ๐ž๐š๐ฎ๐œ๐ซ๐š๐œ๐ฒ.

While we agree that SBA is a disaster, that damage was caused by the United States Congress. ย Congress has failed to fully support American Small Businesses by providing the requisite funding to the United States Small Business Administration.

Congress continues that failure by failing to reauthorize the SBA as a federal agency for more than 2 decades, for failing to provide the additional funding SBA needs to improve its systems and manage the repayment of 4 Million COVID-19 EIDLs.

If you are unhappy with the SBA or the COVID-19 EIDL program, your complaint is with CONGRESS, not the SBA.

โ“„โ“ƒโ“โ“Žย  โ’ธโ“„โ“ƒโ’ผโ“‡โ’บโ“ˆโ“ˆย  โ’ฝโ’ถโ“ˆย  โ“‰โ’ฝโ’บย  โ’ถโ“Šโ“‰โ’ฝโ“„โ“‡โ’พโ“‰โ“Žย  โ“‰โ“„ย  โ’ปโ“„โ“‡โ’ผโ’พโ“‹โ’บย  โ’ธโ“„โ“‹โ’พโ’น-โ‘ โ‘จย  โ’บโ’พโ’นโ“โ“ข

In our opinion, this will never happen based on historical precedent and recent behaviors by certain politicians. Express your disdain and dissatisfaction with the SBA by contacting your political representatives.

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